Medicare supplement plans in Eastern Pennsylvania’s Lehigh Valley and Pocono regions, as well as in Central New Jersey.

Medicare supplement plans can be a complicated topic. Our experts can help you to determine which plan is the best fit for you.

Medicare insurance is a government-sponsored health insurance program available to most people aged 65 or older and who have paid into Social Security. It’s divided into several sections with differing costs and choices.

Part A covers hospital treatment costs. In most cases there’s no premium payment, but recipients pay a deductible and also pay some coinsurance depending upon their medical treatments throughout the year.

Part B covers medical treatments outside of hospitals. Part B has an annual premium that is dependent on the recipient’s income and Social Security benefits. Recipients also pay a deductible and coinsurance.

Medicare recipients can also opt to take out a Medicare Advantage plan—sometimes called Part C. This means that the recipients will still pay for the Part B premium, but will get more choice over the balance of costs (premium, deductible and coinsurance) and coverage. They may also get coverage for services such as vision, hearing and dental that aren’t covered by ordinary Medicare.

Whichever plan you choose, the costs of prescription drugs are covered by Part D.

Medicare insurance can be a complicated issue, so please contact us today if you want to talk about your options.

What Do Medicare Supplemental Plans Cover?

BenefitsABCDF*GKLMN
Part A coinsurance and hospital costs up to an additional 365 days after Medicare benefits are used up100%100%100%100%100%100%100%100%100%100%
Part B coinsurance or copayment100%100%100%100%100%100% 50% 75%100%100%***
 Blood (first 3 pints)100%100%100%100%100%100% 50% 75%100%100%
Part A hospice care coinsurance or copayment100%100%100%100%100%100% 50%75%100%100%
Skilled nursing facility care coinsurance100%100%100%100% 50%75%100%100%
Part A Deductible100%100%100%100%100% 50%75%50%100%
Part B Deductible 100%100%
 Part B Excess Charges100%100%
Foreign travel exchange (up to plan limits)80%80%80%80%80%80%
Out-of-pocket-limit** $5,120 $2,560

* Plan F is also offered as a high-deductible plan by some insurance companies in some states. If you choose this option, this means you must pay for Medicare-covered costs (coinsurance, copayments, deductibles) up to the deductible amount of $2,200 in 2017 before your policy pays anything.

**For Plans K and L, after you meet your out-of-pocket yearly limit and your yearly Part B deductible ($183 in 2017), the Medigap plan pays 100% of covered services for the rest of the calendar year.

*** Plan N pays 100% of the Part B coinsurance, except for a copayment of up to $20 for some office visits and up to a $50 copayment for emergency room visits that don’t result in an inpatient admission

Let’s discuss your medicare supplement plan options.

One of our licensed agents will reach out to you to review your information and present you with the appropriate Medicare supplement plan option. There’s no obligation, just good-old-fashioned advice.
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Silver Crest Insurance offers comprehensive Medicare supplement plans in Eastern Pennsylvania’s Lehigh Valley (including Allentown, Bethlehem and Easton) and Pocono regions, as well as in Central New Jersey.

Your Local Medicare Agents

Are you confused by your Medicare options? Does the enrollment process seem overwhelming? The agents at Silver Crest Insurance are here to help.
Call 866-786-6583Contact Us